TASCOE Benefits

If you reside in Texas, are employed in the field of agriculture, family consumer science or veterinarian medicine, including both CO and GS employees, temporary employees, and County Committee members and advisors, you could qualify to become part of Ag Workers select-risk group of members.

SUMMARY OF BENEFITS AVAILABLE TO NASCOE MEMBERS
NASCOE offers the following benefits to its members. It is the member's responsibility to carefully consider their individual needs and to compare as many sources as they deem necessary before making any financial commitment. Go to www.jmmarketing.biz for more information about the following benefits.

CANCER INSURANCE
Central States of Omaha (CSO), American Heritage Life, and AFLAC through J.M. Marketing (1-800-330-6223). The new CSO Cancer policy offers many new benefits not offered by any other company and the cost is one of the best available in years. The new $100 wellness benefit is just one of many excellent benefits with the CSO policy.

HEART ATTACK / STROKE INSURANCE
Offered by Allstate through J.M. Marketing 1-800-330-6223, “HeartCare Plus” and “HeartCare Direct” insurance helps you:

Manage the high expenses of treatment

Preserve your savings

Protect your family from financial hardship

Concentrate on getting well

Pays tax free income directly to the policyholder.

Pays in addition to any other insurance

Payroll deductable

(to qualify you cannot have had a heart attack, stroke, or heart disease prior to purchase)

SUPPLEMENTAL HEALTH/ HOSPITAL INTENSIVE CARE
Intensive Care - offered by CONSECO, Central States of Omaha , American Heritage Life, or AFLAC through J.M. Marketing (1-800-330-6223). Provides daily benefits paid directly to the policyholder for any stay in intensive care.

Hospital Indemnity - American Heritage through J.M. Marketing. It offsets co-pay charges required by other insurance coverage, pays directly to insured, and intensive care is available.

LONG TERM CARE POLICY
Mutual of Omaha through J.M. Marketing (1-800-330-6223). This new policy is designed for long-term nursing and home care income. A special 20% discount to NASCOE members is provided.

DISABILITY INSURANCE
Offers short term disability and pays up to 40% of your salary beginning after the seventh day off work and pays up to two years. The 40% is to insure the payment will not create a problem with other payments for disability.

LIFE INSURANCE
Guaranteed Issue - American Heritage through J.M. Marketing (1-800-330-6223). Available for spouse and children only if the NASCOE member first options the coverage. Offered on open enrollments at various times.

Final Expense Policy - This $10,000 whole life policy is an easy issue final expense policy.

ACCIDENT/ACCIDENTAL DEATH & DISMEMBERMENT:
American Heritage through J.M. Marketing (1-800-330-6223). It pays in addition to other coverage, including hospitalization,and it covers dislocations and fractures. It is disability income for primary insured and contains accidental death and dismemberment benefits.

PERSONAL/PROFESSIONAL:
Vision - Specs through J.M. Marketing (1-800-330-6223). Savings on all eye care purchases and eye exams at over 1,600 participating optical outlets.

Professional Liability - Wright and Company (1-800-424-9801). Specifically designed for Federal employees to assist with legal costs, damages against you, suits by other employees or the public.

Legal Counsel - NASCOE has secured legal counsel which will be available to its membership at the direction of NASCOE to advise and consult with individual employees or their counsel concerning specific employment problems. This period of consultation is limited to one hour of time. To receive this benefit, a NASCOE member must be referred by the STATE ASSOCIATION PRESIDENT through the respective Executive Committeeperson to the NASCOE President or his designee. Under special circumstances, such as a conflict of interest, NASCOE Vice President, may be contacted directly.

CELL Phone Discounts

Discounts are available for many cell phone companies. TASCOE members need to e-mail Johnny Reynolds for details specific to their service provider. He will verify membership and provide instructions. The list of companies and the representative to talk to keeps changing so the simpler we can list this benefit the better.

DISCOUNTS FOR THEME PARKS
Six Flags Park discount cards, and Busch Gardens/Sea World Park discount cards should be requested through the State Benefits Chair. State Benefit Chairs will pass on these request via e-mail to their respective Area Benefit Chair. Area Chairs have the discount coupons on hand for those amusement parks located in their respective area. Area Chairs will coordinate with each other to get discount coupons to a member outside of their area. NASCOE has discount cards available for just about any major theme or amusement park you might be visiting in the United States . These should be requested several weeks in advance of your scheduled trip.